Our Privacy Statement

PRIVACY PRINCIPLES:
Protecting the privacy and confidentiality of your personal information is important to Farmers and Miners Bank. We recognize your right to privacy and your right to expect your personal financial information to remain private and secure. As financial service professionals entrusted with sensitive financial information, we are committed to treating customer information responsibly. In order to offer you the financial products and services you seek to obtain, we collect, maintain, and use information about you on a routine basis. To help you better understand how your personal information is protected; we are providing you with the following statement describing our practices and policies with respect to the privacy of customer information. In the event you terminate your customer relationship with us, or become an inactive customer, we will continue to adhere to the policies and practices described in this notice. We value your business and the trust you put in Farmers and Miners Bank.

WHAT INFORMATION WE COLLECT
We may collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other loan and account forms.
  
• Information about your transactions with us.
  
• Information we receive from third parties such as credit bureaus.
  
  WHAT INFORMATION WE DISCLOSE
  We may disclose nonpublic personal information about you to other third parties in certain circumstances. For example, we may disclose nonpublic personal information about you to such third parties to assist us in servicing your loan or account with us; to government entities in response to subpoenas; and credit bureaus. We do not disclose any nonpublic personal information about you to any other third parties except as permitted by law.
  
  We may also disclose all of the information we collect, as described above, with companies that perform marketing services on our behalf or with other financial institutions with whom we have joint marketing agreements.
  
  OUR SECURITY PROCEDURES
  We understand that the protection of your nonpublic personal information is of the utmost importance. Guarding your privacy is our obligation. Farmers and Miners Bank maintains strict procedures and policies to safeguard your privacy. We restrict employee access to customer information to only those who have a business reason to know such information.